{"id":60032,"date":"2015-11-29T12:41:41","date_gmt":"2015-11-29T10:41:41","guid":{"rendered":"http:\/\/staging.sillon38.com\/?p=60032"},"modified":"2015-11-29T12:41:41","modified_gmt":"2015-11-29T10:41:41","slug":"pas-de-frais-de-tenue-de-compte-au-credit-agricole-sud-rhone-alpes","status":"publish","type":"post","link":"https:\/\/www.sillon38.com\/blog\/2015\/11\/29\/pas-de-frais-de-tenue-de-compte-au-credit-agricole-sud-rhone-alpes\/","title":{"rendered":"Pas de frais de tenue de compte au Cr\u00e9dit Agricole Sud Rh\u00f4ne Alpes"},"content":{"rendered":"

\u00c0 l’heure o\u00f9 la majorit\u00e9 des banques annoncent dans les m\u00e9dias leur intention de facturer aux clients <\/span>particuliers <\/span>des frais de tenue<\/span> de compte<\/span> bancaire<\/span>, <\/span>le<\/span> Cr\u00e9dit Agricole <\/span> Sud Rh\u00f4ne Alpes rappelle qu’<\/span>il<\/span> a d\u00e9cid\u00e9 de ne pas les appliquer en 2016<\/span>.<\/span><\/span><\/p>\n

<\/span><\/p>\n

Le Cr\u00e9dit Agricole Sud Rh\u00f4ne Alpes <\/span>a d\u00e9cid\u00e9 <\/span> par ailleurs <\/span> de ne pas cr\u00e9er de facturation sans <\/span>y adjoindre <\/span>un service \u00e0 valeur ajout\u00e9e. <\/span>La <\/span> banque <\/span>place sa valeur ajout\u00e9e dans <\/span>la mobilisation de <\/span>ses comp\u00e9tences<\/span>. Le Cr\u00e9dit Agricole Sud Rh\u00f4ne Alpes a d\u00e9cid\u00e9 de lancer une profonde refonte de son mod\u00e8le commercial, bas\u00e9 sur l’expertise et la compl\u00e9mentarit\u00e9 des talents, pour am\u00e9liorer sa capacit\u00e9 \u00e0 mobiliser ses comp\u00e9tences au plus pr\u00e8s de son territoire.<\/span><\/span><\/p>\n

Un plan de formation de ses conseillers a \u00e9t\u00e9 lanc\u00e9 accompagn\u00e9 d’un programme de r\u00e9novation de l’ensem<\/span>ble de son r\u00e9seau d’agences. Ce sont plus de 67 millions d’euros qui vont \u00eatre investi<\/span>s<\/span><\/ins> en trois ans pour transformer en profondeur son r\u00e9seau de proximit\u00e9 tout en conservant ses agences bancaires au plus pr\u00e8s de sa client\u00e8le<\/span>. L’Agence <\/span>est l’\u00e9pine dorsale de notre organisation commerciale. C’<\/span>est un lieu d’accueil, de conseil et d’\u00e9coute, ouvert et accessible, moderne et connect\u00e9. <\/span><\/span><\/p>\n

Les conseillers y travaillent en \u00e9quipe au service <\/span>de notre client\u00e8le <\/span>pour apporter les meilleurs <\/span>conseils dans les domaines de la banque au quotidien, des financements de projets, de l’\u00e9pargne et des placements financiers et de l’assurance<\/span>.<\/span> Notre banque est en pleine transformation<\/span>,<\/span> mais notre ligne de conduite depuis plusieurs ann\u00e9es reste la m\u00eame.<\/span><\/span><\/p>\n

<\/span><\/p>\n

L’Association f<\/span>ran\u00e7aise de d\u00e9fense des u<\/span>sagers des b<\/span>anques (AFUB<\/span>)<\/span>, par la voix de son pr\u00e9sident Serge Ma\u00eetre, affirme qu’un client peut refuser l’augmentation d’un tarif bancaire par <\/span>lettre recommand\u00e9e avec accus\u00e9 de r\u00e9ception (<\/span>LRAR<\/span>)<\/span>. <\/span>Ces propos sont incomplets et peuvent \u00eatre \u00e9quivoques. <\/span>Il convient <\/span>donc <\/span> d<\/span>e pr\u00e9ciser les termes de la l\u00e9gislation en vigueur<\/span> :<\/span><\/span><\/p>\n

<\/span><\/p>\n

–<\/span> diffusion et transmission aux usagers de la plaquette d’information avec les nouveaux tarifs deux mois avant leur entr\u00e9e en vigueur<\/span> ;<\/span><\/span><\/p>\n

<\/span><\/p>\n

–<\/span> sans r\u00e9action de la part du client dans ce d\u00e9lai de deux mois, le nouveau tarif est consid\u00e9r\u00e9 comme accept\u00e9. <\/span><\/span><\/p>\n

<\/span><\/p>\n

Dans le cas contraire, le client p<\/span>eut<\/span>,<\/span> sans frais et sans formalit\u00e9 sp\u00e9cifique<\/span>,<\/span> demander la r\u00e9siliation de la convention de compte et la cl\u00f4ture de son compte.<\/span><\/span><\/p>\n

<\/span><\/p>\n

\n

\u00c0 propos du Cr\u00e9dit Agricole Sud Rh\u00f4ne Alpes<\/span><\/span><\/p>\n

<\/span><\/p>\n

La Caisse r\u00e9gionale Cr\u00e9dit Agricole Sud Rh\u00f4ne Alpes est leader de la banque de proximit\u00e9 en Ard\u00e8che, Dr\u00f4me, Is\u00e8re et sur le Sud-Est lyonnais avec en moyenne 25<\/span> % de parts de march\u00e9. Premi\u00e8re banque sur son territoire, elle affichait en 2014 un produit net bancaire consolid\u00e9 de <\/span>427,9<\/span> M\u20ac pour un r\u00e9sultat net consolid\u00e9 de <\/span>125,1<\/span> M\u20ac, avec un encours de cr\u00e9dits de 12,3<\/span> Md\u20ac et un encours de collecte de 17,6<\/span> Md\u20ac.<\/span><\/span><\/p>\n

<\/span><\/p>\n

Banque commerciale \u00e0 statut coop\u00e9ratif, elle accompagne ses clients en permettant ainsi le d\u00e9veloppement \u00e9conomique de son territoire. Fort de ses fondements coop\u00e9ratifs et mutualistes, de ses 1.995 salari\u00e9s et de ses 990 administrateurs, le Cr\u00e9dit Agricole Sud Rh\u00f4ne Alpes est au service de 726.000 clients, particuliers, professionnels, entreprises, agriculteurs, dont 290.000 soci\u00e9taires.<\/span><\/span><\/p>\n

L’entreprise exerce une double activit\u00e9 d’assureur et de banque de plein exercice<\/span> ; \u00e0 ce titre, elle dispose d’une offre compl\u00e8te de produits et services. <\/span><\/span><\/p>\n

<\/span>Entreprise contemporaine, le Cr\u00e9dit Agricole Sud Rh\u00f4ne Alpes <\/span>poursuit en 2015 son r\u00f4le de 1<\/span>er<\/span> financeur de son territoire et sa politique d’investissements pour d\u00e9velopper sa banque multicanale et son r\u00e9seau de <\/span>202 agences et points de vente de proximit\u00e9.<\/span><\/span><\/p>\n

<\/span><\/span>\"Cr\u00e9dit<\/a><\/p>\n

www.ca-sudrhonealpes.fr<\/a><\/span><\/span><\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"

\u00c0 l’heure o\u00f9 la majorit\u00e9 des banques annoncent dans les m\u00e9dias leur intention de facturer aux clients particuliers des frais de tenue de compte bancaire, le Cr\u00e9dit Agricole Sud Rh\u00f4ne Alpes rappelle qu’il a d\u00e9cid\u00e9 de ne pas les appliquer en 2016.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[95],"tags":[1652],"class_list":["post-60032","post","type-post","status-publish","format-standard","hentry","category-consommation","tag-credit-agricole-sud-rhone-alpes"],"yoast_head":"\nPas de frais de tenue de compte au Cr\u00e9dit Agricole Sud Rh\u00f4ne Alpes -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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